Easily accept credit card payments on the go with these top-rated apps for Android and iPhone. Whether you're a small business owner, freelancer, or individual, find the perfect solution for your needs with options like Cash App, Square Point of Sale, and SumUp.
| App | Logo | Available On | Reviews | Downloads | Features |
|---|---|---|---|---|---|
| 1. Cash App |  | Android, iOS | 4.8/5 | 104M+ | Send and receive money instantly, Get instant discounts |
| 2. Square Point of Sale |  | Android, iOS | 4.8/5 | 19M+ | Accept all payments, Manage inventory, Track sales |
| 3. SumUp |  | Android, iOS | 4.7/5 | 12M+ | Catálogo de productos, Seguimiento de ventas, Envío de enlaces de pago |
| 4. PayPal Zettle |  | Android, iOS | 3/5 | 4M+ | Accepts all payment types, No monthly or setup fees |
| 5. Credit Card Reader |  | Android, iOS | 4.1/5 | 959K+ | Accept payments anywhere, Funds in account next day |
| 6. Payanywhere |  | Android, iOS | 3.8/5 | 877K+ | Accepts all payment types, Low rates and fast funding |
| 7. ProPay |  | Android, iOS | 3.7/5 | 317K+ | Low processing rates, Accept all major cards, Secure payment storage |
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1. Cash App
Send and receive money instantly, Get instant discounts, File your taxes for free
Cost: Standard (Free), Cash App Plus (Optional) ($1/month)
Introducing Cash App, the mobile payment solution revolutionizing financial management. With its user-friendly interface and robust security features, Cash App empowers you to accept credit card payments with ease. Its convenient P2P payment system, direct deposits, and investment options make it a versatile tool for managing your finances.
Cash App's innovative Cash Card provides seamless spending options, making it an indispensable tool for businesses of all sizes. Its commitment to security ensures peace of mind, while its customizable design allows you to create a payment experience that aligns with your brand. Experience the transformative power of Cash App today and unlock the potential for seamless credit card payments and financial growth.
Download:
Application information:
| Downloads | Over 100 Million |
| Features | Send and receive money, make online payments, invest in stocks and Bitcoin, and order a customizable Visa debit card. |
| Pros | Easy to use, fast transactions, versatile features. |
| Cons | Limited customer support, potential for scams, and fees for certain transactions like instant transfers and credit card payments. |
- Tags:
- Instant Money Transfer
- Free Debit Card with Discounts
- Free Tax Filing
✨ Read more: app for contactless payment
2. Square Point of Sale
Accept all cards, Virtual terminal, Contactless payments
Cost: Square Point of Sale - Free Plan (Free), Square Point of Sale - Plus ($29/mo per location)
Introducing Square Point of Sale, the mobile payment solution that empowers businesses to accept credit card payments with ease. Despite occasional glitches, users appreciate its user-friendly interface and quick payoff time, making it a reliable choice for managing sales and inventory.
While the app has been praised for its convenience, some users have experienced intermittent offline mode issues despite stable internet connections. Additionally, updates may sometimes cause connectivity problems with card readers and printers. However, these occasional hiccups do not overshadow the overall positive experience that users have had with Square Point of Sale.
Download:
Application information:
| Downloads | Over 10 million downloads |
| Features | Accept credit card payments, track sales and inventory, manage items, customers, and employees, generate reports, and integrate with other business tools. |
| Pros | User-friendly interface, affordable pricing, wide range of features. |
| Cons | Limited offline functionality, customer support can be slow, some features require paid subscriptions. |
- Tags:
- Easy to use
- Accept all payments
- Free to use
✨ Read more: app for checking bank balance
3. SumUp
Accept credit cards, Manage sales, Track expenses
Cost: SumUp Card Reader (Free), SumUp 3G Card Reader ($39)
When it comes to accepting credit card payments on the go, SumUp stands out as a reliable and robust solution. Its POS app is known for its stability and ease of use, making it a favorite among businesses. Despite recent changes to the interface, SumUp remains a top choice for merchants seeking a seamless payment processing experience.
Despite positive feedback on SumUp's reliability and efficiency, some users have expressed concerns about specific features. The daily sales total not updating promptly and the lack of fractional charge options have been cited as areas for improvement. Additionally, the removal of one-click payment processing and the introduction of multiple steps have caused some inconvenience. However, SumUp's commitment to addressing user feedback and its overall strong performance make it a worthwhile consideration for businesses seeking a mobile credit card payment solution.
Download:
Application information:
| Downloads | Over 10 million downloads |
| Features | Accepts all major cards and mobile payments, provides detailed sales analytics, offers invoicing and inventory management features, and has customizable receipt options. |
| Pros | Easy setup, low fees, portable, user-friendly interface. |
| Cons | Limited customer support options, some features require paid subscriptions, not ideal for high-volume businesses. |
- Tags:
- Mobile Payments
- Business management
- Sales tracking
✨ Read more: app for apple wallet
4. PayPal Zettle
Accept all payments, No monthly fees, Easy to use
Cost: PayPal Zettle POS (Free), PayPal Zettle card reader (Varies by retailer)
Introducing PayPal Zettle, a revolutionary mobile payment app that simplifies the way you accept credit card payments. With its user-friendly interface, Zettle streamlines transactions, making it a breeze to get paid quickly and securely. Whether you're a small business owner, freelancer, or simply looking for a convenient way to manage your finances, Zettle has got you covered.
Despite some negative reviews, PayPal Zettle remains a popular choice for businesses of all sizes. Its ease of use, reliability, and versatility have made it a trusted payment solution for countless users. With Zettle, you can rest assured that your transactions are processed securely and efficiently, giving you peace of mind and freeing you up to focus on growing your business.
Download:
Application information:
| Downloads | Over 1 million |
| Features | Accept card and contactless payments, track sales and inventory, manage employees, and gain insights from detailed reports. |
| Pros | Easy to use, affordable, feature-rich, excellent customer support. |
| Cons | Limited offline functionality, transaction fees can accumulate, some advanced features require paid subscriptions. |
- Tags:
- Accepts all payments
- No monthly fees‡
- Easy-to-use interface
✨ Read more: app based credit card
5. Credit Card Reader
Accept payments anywhere, Funds in account next day, 0.39% on debit transactions
Cost: Basic (Free), Pro ($9.99/month)
Introducing Credit Card Reader, the revolutionary mobile app that transforms your smartphone into a powerful credit card processing machine. With Credit Card Reader, you can accept payments anytime, anywhere, empowering you to grow your business to the next level.
Navigating through the Credit Card Reader app is a breeze, even for beginners. Its user-friendly interface and intuitive design ensure seamless transactions, allowing you to focus on your customers and provide exceptional service. Whether you're a seasoned entrepreneur or just starting out, Credit Card Reader makes accepting credit card payments effortless and convenient, helping you make every transaction count.
Download:
Application information:
| Downloads | 950,000+ |
| Features | Accepts all major credit cards including Visa, Mastercard, American Express, and Discover; allows for manual entry of card information; provides digital receipts; offers offline payment processing. |
| Pros | Convenient, portable, and easy to use for small businesses and mobile payments. |
| Cons | May require a monthly fee; transaction fees can be higher than traditional merchant accounts; potential security risks if not used properly. |
- Tags:
- Fast and easy setup
- Accept payments anywhere
- Low transaction fees
✨ Read more: app based business bank account
6. Payanywhere
Accept all payments, Low processing rates, Fast and secure
Cost: Payanywhere Free (Free), Payanywhere Storefront (Contact for pricing)
Payanywhere is a highly-rated app for accepting credit card payments on your mobile device. It's known for its competitive pricing, excellent customer service, and reliability. Even during updates, which are crucial for security, the downtime is kept to a minimum.
With Payanywhere, you can enjoy fast processing speeds, customizable inventory, and the convenience of storing customer information for quick future transactions. Whether you're a small business processing under $25,000 annually or a larger enterprise, Payanywhere has a solution to meet your needs.
Download:
Application information:
| Downloads | Over 500,000 downloads |
| Features | Accepts all major credit and debit cards, ACH bank transfers, contactless payments like Apple Pay and Google Pay, and even cash and checks. It also provides inventory management, employee management, and sales reporting features. |
| Pros | Affordable, easy to use, feature-rich, and works on both iOS and Android devices. |
| Cons | Can experience occasional technical issues, customer support can be slow, and some users report difficulty with refunds and chargebacks. |
- Tags:
- Mobile Payments
- EMV chip card reader
- Contactless payments
7. ProPay
Low processing rates, Secure payment processing, Accept all major credit cards
Cost: ProPay Basic (Free), ProPay Premium (Contact Support)
ProPay is a reliable and convenient mobile app that allows businesses to accept credit card payments on the go. With its user-friendly interface and fast processing times, ProPay makes it easy to take payments from customers anywhere, anytime.
Despite some compatibility issues with certain Android devices, ProPay has recently updated its app to ensure seamless operation on the latest Android 10 update. This has addressed the concerns raised by users and restored the app's functionality, allowing businesses to continue using ProPay for secure and efficient payment processing.
Download:
Application information:
| Downloads | Over 100,000 downloads |
| Features | Accept credit card payments on-the-go, track sales and inventory, issue refunds, and manage your account. |
| Pros | Easy to use, affordable rates, good customer support. |
| Cons | Limited functionality compared to some competitors, occasional technical issues reported. |
- Tags:
- Low processing rates
- Secure payment processing
- Accept all major credit cards
8. Stripe Payments App
Easy to use, No monthly fees, Fast and secure
Cost: Free (Free), Pro ($9.99/month)
Accepting credit card payments on your mobile device is now easier than ever with the Stripe Payments App. This user-friendly app allows you to process payments quickly and securely, making it the perfect solution for businesses of all sizes. With its intuitive interface and competitive pricing, the Stripe Payments App is a must-have for any business owner looking to streamline their payment process.
One satisfied user raved about the app's affordability, saying, "$10/month is a really small price to pay for the convenience." Another user praised its ease of use, stating, "great interface and very easy to use." Whether you're a small business owner or an entrepreneur, the Stripe Payments App is the perfect way to accept credit card payments on your mobile device.
Download:
Application information:
| Downloads | 200,000+ |
| Features | Accept credit card payments for Stripe through your phone or tablet, view payment history, issue refunds, and send receipts. |
| Pros | Easy to use, convenient, and integrates seamlessly with Stripe. |
| Cons | Limited functionality compared to the full Stripe dashboard, potential for processing fees depending on the plan. |
- Tags:
- Quick and easy setup
- No monthly fees‡
- No minimums
9. Charge for Stripe Card Payment
Payment Requests, Pre-authorized payments, Google Pay and Apple Pay
Cost: Free (Free), Pro ($2.99/month)
Introducing Charge for Stripe Card Payment, the mobile app that empowers you to accept credit card payments with ease and security. With its sleek interface and intuitive design, Charge for Stripe makes it a breeze for businesses of all sizes to process payments on the go.
Despite initial challenges with NFC and card scanning, Charge for Stripe's exceptional customer service and dedication to resolving issues promptly has been highly praised. And with its competitive transaction fees of just $0.20US (plus standard Stripe fees), you can save more compared to other apps.
Download:
Application information:
| Downloads | Over 100,000 downloads |
| Features | Accept debit/credit card payments, customizable receipts, sales tracking, inventory management, and customer management tools. |
| Pros | User-friendly, affordable, and integrates seamlessly with Stripe. |
| Cons | Limited advanced features, requires a Stripe account, and occasional connectivity issues. |
- Tags:
- Secure Card Payments
- Stripe Verified Partner
- Google Pay & Apple Pay
10. Paid
No extra hardware needed, Accept contactless payments, User-friendly interface
Cost: Paid Free (Free), Paid Pro ($9.99/month)
Paid is the go-to app for small businesses and individuals looking for a convenient and secure way to accept credit card payments on their mobile devices. With its user-friendly interface and streamlined transaction process, Paid makes it a breeze to get paid on the go.
As one user puts it, "Very straightforward to use. Easy way for accepting card payments on the go." Whether you're at a trade show, making a delivery, or simply meeting a client, Paid empowers you to process payments quickly and efficiently, eliminating the hassle and delays of traditional payment methods.
Download:
Application information:
| Downloads | 35,000+ |
| Features | Send invoices, track payments, issue receipts, and manage customers all from your mobile device. |
| Pros | User-friendly interface, convenient mobile access, efficient payment processing. |
| Cons | Limited integrations with other platforms, potential transaction fees depending on the payment gateway used, primarily geared towards Stripe users. |
- Tags:
- Contactless payments
- No Extra Hardware*
- Easy to use
11. SimplyPayMe
Accept all major cards, Contactless payments, Low transaction fees
Introducing SimplyPayMe, the mobile app that revolutionizes credit card payments for businesses. With its user-friendly interface and robust features, SimplyPayMe empowers you to accept payments anytime, anywhere. Its intuitive design streamlines the payment process, making it a breeze to receive payments quickly and securely.
As expressed by satisfied users, SimplyPayMe's exceptional customer support team goes above and beyond to guide businesses through the setup and usage of the app. Their professionalism and helpfulness make onboarding a seamless experience. Additionally, the app's efficiency allows for instant payments, even for invoices lacking complete details, saving you valuable time as an independent contractor. Despite a minor deduction per transaction, SimplyPayMe's competitive rates and ease of use make it an invaluable tool for businesses of all sizes.
Download:
Application information:
| Downloads | Over 10,000 |
| Features | Accept debit and credit card payments on-the-go, manage invoices, track sales, and gain valuable insights into your business. |
| Pros | Easy to use, affordable, and offers a range of features. |
| Cons | Limited customer support options, some users report occasional technical issues, and additional fees may apply for certain features. |
- Tags:
- Contactless payments
- Business management tools
- Low transaction fees