Discover the best credit card apps for mobile Android and iPhone. Manage your finances on the go with these top-rated apps from Discover Mobile, Amex, Credit One Bank Mobile, and more.
| App | Logo | Available On | Reviews | Downloads | Features |
|---|---|---|---|---|---|
| 1. Discover Mobile |  | Android, iOS | 4.9/5 | 13M+ | Quick account access, Manage credit card account, Redeem rewards easily |
| 2. Amex |  | Android | 3.9/5 | 11M+ | Touch ID and Face ID login, Freeze and unfreeze your Credit Card |
| 3. Credit One Bank Mobile |  | Android, iOS | 4.7/5 | 10M+ | Quick and secure sign-in, Real-time fraud alerts, Free monthly credit score |
| 4. Barclays US Credit Cards |  | Android, iOS | 4.8/5 | 3M+ | Digital wallet payments, Biometric login access, Free FICO® Credit Score |
| 5. PREMIER Credit Card |  | Android, iOS | 4.7/5 | 2M+ | Check account balances, Make monthly payments, Lock or unlock card |
| 6. Xare |  | Android, iOS | 4.6/5 | 2M+ | Share credit cards & debit cards, Create a Club to pool bank cards |
| 7. Mission Lane |  | Android, iOS | 4.9/5 | 979K+ | Manage account anytime, anywhere, Easy access to customer service |
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1. Discover Mobile
Quick account access, Reward redemption, Real-time fraud alerts
Cost: Discover Mobile (Free)
Introducing Discover Mobile, the app that puts your Discover credit card in the palm of your hand. With Discover Mobile, you can manage your account, make payments, and redeem rewards anytime, anywhere. The app is fast, easy to use, and secure, so you can rest assured that your information is safe.
Discover Mobile has everything you need to manage your Discover credit card, including the ability to:
- Check your balance and recent transactions
- Make payments and set up autopay
- Redeem rewards and track your progress
- Freeze and unfreeze your card
- Set travel notifications
- Contact customer service
With Discover Mobile, you'll have the power to manage your Discover credit card at your fingertips. Download the app today and experience the convenience and security of mobile banking.
Download:
Application information:
| Downloads | Over 10 million |
| Features | Manage account, make payments, redeem rewards, view statements, freeze/unfreeze account, set up alerts, and more. |
| Pros | User-friendly, feature-rich, convenient, and secure. |
| Cons | Limited customer service options within the app, occasional technical glitches reported by some users. |
- Tags:
- Quick and secure access
- Manage credit card account
- Redeem rewards easily
✨ Read more: app for contactless payment
2. Amex
Freeze card instantly, Activate card for Apple Pay, Enhanced activation experience
Cost: Amex App (Basic) (Free), Amex Platinum ($695 per year)
The Amex app is a convenient and practical way to manage your finances on the go. With features like secure account access, bill pay, and rewards redemption, it's easy to stay on top of your spending and maximize your rewards. However, some users have expressed frustration with the app's complexity and occasional glitches.
Despite these drawbacks, the Amex app remains a popular choice for many users. Its user-friendly interface and wide range of features make it a valuable tool for managing your finances. With regular updates and improvements, the Amex app is sure to continue to be a top choice for mobile banking.
Download:
Application information:
| Downloads | Over 10 Million |
| Features | Manage your accounts, track spending, make payments, redeem rewards, access exclusive benefits, and contact customer support. |
| Pros | User-friendly, secure, feature-rich, convenient, and offers personalized rewards. |
| Cons | Limited functionality for business accounts, occasional technical issues, and can be overwhelming for new users with complex financial needs. |
- Tags:
- Secure Account Management
- Real-Time Spending Tracker
- Exclusive Offers and Rewards
✨ Read more: app for checking bank balance
3. Credit One Bank Mobile
Track monthly credit score, Set customized fraud alerts, Activate new card in-app
Cost: Credit One Bank Mobile App (Free)
Say goodbye to the hassle of traditional banking with Credit One Bank Mobile, the app-based credit card that puts you in control of your finances anytime, anywhere. With its user-friendly interface and robust features, managing your credit card account has never been easier. Join the many satisfied users who appreciate the exceptional customer support that's always there to assist you.
As one user raves, "They are always helping if I need it, and the app is super easy and convenient to navigate." Experience seamless account switching, centralized messaging, and instant payment verification. Plus, you can monitor your credit score and make payments with ease. Despite a recent technical hiccup, the app remains a valuable tool for managing multiple Credit One Bank cards, making it a must-have for any savvy financial consumer.
Download:
Application information:
| Downloads | Over 10 million |
| Features | Manage account details, make payments, view transactions, check credit score, access rewards and offers, lock/unlock card, and receive account alerts. |
| Pros | User-friendly interface, convenient account management, and helpful credit tools. |
| Cons | Occasional technical issues reported, limited customer support options within the app, and some features require additional enrollment. |
- Tags:
- Secure sign-in
- Customized alerts
- Reward tracking
✨ Read more: app for apple wallet
4. Barclays US Credit Cards
Biometric login, Mobile wallet, Spend analyzer
Cost: Barclays US Credit Card (Free)
Barclays US Credit Cards app provides effortless credit card management on your mobile. It's safe, convenient, and rewarding, offering you quick access to your account information right at your fingertips. Check your balance, make payments, and track rewards from anywhere, anytime.
Despite its convenience, the Barclays US Credit Cards app has some limitations. Users have expressed frustrations over the lack of real-time notifications for transactions and the inability to view points earned from each purchase in the transaction list. Additionally, the app has experienced occasional glitches with fingerprint login, requiring users to input their passwords. Despite these shortcomings, the app remains a functional tool for managing Barclays credit cards on the go.
Download:
Application information:
| Downloads | Over 3 Million |
| Features | Manage your account 24/7, view transactions, make payments, redeem rewards, and access your FICO® Credit Score. |
| Pros | User-friendly interface, convenient access, robust reward programs. |
| Cons | Limited customer support options, reports of technical issues and glitches, some find reward redemption confusing. |
- Tags:
- Digital wallet
- Biometric login
- Rewards tracking
✨ Read more: app for accepting credit card payments
5. PREMIER Credit Card
Check account balances, Make monthly payments, Lock or unlock card
Cost: Basic Account Access (Free), Premium Features (e.g., credit score monitoring, advanced budgeting tools) (Paid (may vary))
PREMIER Credit Card is a mobile-based credit card that enables you to effortlessly manage your finances from anywhere. With its user-friendly interface, you can check your balance, make payments, and monitor your transactions with just a few taps.
Despite initial difficulties with sign-in, recent updates have dramatically improved the app's functionality. Its intuitive design and enhanced features make it easier to navigate and view your account information. While there may be room for improvement in certain areas, the overall experience with PREMIER Credit Card is positive and offers a convenient solution for managing your credit on the go.
Download:
Application information:
| Downloads | Over 2 Million |
| Features | Manage account details, view transactions, make payments, activate card, set up account alerts, and access rewards program. |
| Pros | Convenient, easy to use, provides 24/7 account access. |
| Cons | Limited customer support options, some users report glitches and difficulty navigating the app. |
- Tags:
- Secure account access
- Free to use
- 24/7 account monitoring
✨ Read more: app based business bank account
6. Xare
Share credit cards, Create private Club, Enjoy unlimited perks
Cost: Free (Free), Xare Club (Varies)
Xare is a revolutionary app-based credit card that makes sharing and managing finances easier than ever before. With Xare, you can create a shared credit card with friends and family, allowing you to shop freely and pay for purchases together. The app's intuitive interface and personalized card designs make it a joy to use.
Xare's commitment to security and customer satisfaction is evident in its thoughtful features and exceptional customer service. You can securely add money to your Xare account, eliminating the need for constant authentication. And if you have any questions or concerns, Xare's friendly and helpful support team is always there to assist you. Whether you're looking to share expenses with loved ones or enjoy the flexibility of interest-free installments, Xare is the perfect solution for your financial needs.
Download:
Application information:
| Downloads | Over 1 million |
| Features | Share virtual cards from your existing credit or debit cards with customizable spending limits, expirations, and merchant restrictions. Create clubs to manage shared expenses with family or friends. |
| Pros | Convenient card sharing, spending control, group expense management. |
| Cons | Requires trust among users, limited customer support options, potential security concerns with shared financial information. |
- Tags:
- Safe and Secure
- Easy to use
- Unlimited perks
7. Mission Lane
Credit score tracking, Easy bill pay, Secure messaging
Cost: Mission Lane - Credit Card (Free)
Introducing Mission Lane, the innovative app-based credit card that's transforming personal finance. With Mission Lane, you'll enjoy effortless credit management right at your fingertips. Its user-friendly interface and seamless navigation make it easy for anyone to take control of their finances, regardless of their experience level.
Mission Lane not only provides essential credit card features like bill pay and purchase tracking, but it also goes above and beyond with personalized videos and insights into your credit score. Its unique approach to credit building empowers users to make informed decisions and improve their financial well-being. Plus, with the added convenience of payment due date and purchase alerts, you'll always stay in the loop and protected against unauthorized transactions.
Download:
Application information:
| Downloads | Over 1 million |
| Features | Manage your account, make payments, track spending, view statements, and contact customer support directly through the app. |
| Pros | Convenient, easy to use, and provides helpful credit-building tools. |
| Cons | Limited account management options compared to other credit card apps, and some users report technical issues. |
- Tags:
- Real-time balance updates
- Easy bill pay
- Credit Score Tracking
8. Elan Credit Card
Quick account access, Easy payment options, Secure transactions
Cost: Elan Credit Card App Standard (Free), Elan Credit Card App Premium (Not applicable)
Elan Credit Card is a mobile app that allows users to easily access their credit card account on the go. The app has a user-friendly interface that makes it easy to view your balance, make payments, and track your spending. It also offers a variety of features that can help you manage your finances, such as the ability to set up budgets and receive alerts when you're approaching your credit limit.
Overall, the Elan Credit Card app is a well-designed and easy-to-use app that can help you manage your finances more effectively. While it has some occasional stability issues, these can usually be resolved by uninstalling and reinstalling the app. Overall, the app is a good choice for anyone who wants to manage their credit card account on the go.
Download:
Application information:
| Downloads | 1,000,000+ |
| Features | Manage your Elan credit card account on the go - check balances, view transactions, make payments, redeem rewards, and more. |
| Pros | Convenient, easy to use, provides account access on-the-go. |
| Cons | Limited functionality compared to website, occasional technical issues and bugs reported by users. |
- Tags:
- Quick account access
- Secure fingerprint login
- Easy payment management
9. BrightWay Credit Card Mobile
Activate card in seconds, Earn rewards for on-time payments, Never miss a payment with autopay
Cost: BrightWay Credit Card Mobile App Standard (Free)
Introducing BrightWay Credit Card Mobile, the app that empowers you to manage your finances effortlessly. With its intuitive design and seamless functionality, you'll experience the convenience of a credit card at your fingertips. Whether you're checking your balance, making payments, or exploring exclusive deals, every tap takes you closer to financial freedom.
Unlike other credit card apps, BrightWay prioritizes simplicity and ease of use. Its streamlined interface removes unnecessary steps, making it a breeze to navigate for even the least tech-savvy users. Control your financials with confidence and enjoy a hassle-free banking experience. Download BrightWay Credit Card Mobile today and experience the future of credit card management.
Download:
Application information:
| Downloads | Over 100,000 downloads |
| Features | Manage your BrightWay Credit Card on-the-go: track transactions, make payments, view statements, redeem rewards, and contact customer service. |
| Pros | Convenient, easy to use, and offers good account management options. |
| Cons | Limited functionality compared to some other credit card apps, occasional technical issues reported by users, and only available for BrightWay cardholders. |
- Tags:
- Fast card activation
- Rewards tracking
- Automated payments
10. Atlas
Easy and accessible, Grows with you, Saves you money
Cost: Atlas Free (Free), Atlas+ ($9.99/month)
Introducing Atlas, the innovative app-based credit card that's revolutionizing the way you build credit. With Atlas, you can earn cash back and boost your credit score, all from the convenience of your mobile device.
Atlas is designed to empower you on your financial journey. Its user-friendly interface and exceptional customer service team make it easy to manage your account and get the support you need. Whether you're new to credit building or looking to improve your score, Atlas is the perfect solution.
Download:
Application information:
| Downloads | Over 200,000 |
| Features | Earn cash back on everyday purchases, build credit history without a credit card, and track your financial progress. |
| Pros | Easy to use, helps build credit, cash back rewards. |
| Cons | Limited rewards options, requires linking bank account, not a substitute for a traditional credit card. |
- Tags:
- Easy Approval
- No interest
- Automatic savings
11. Concora Credit
Activate your card, Make payments, Manage your account
Cost: Concora Credit Free (Free), N/A (N/A)
Concora Credit app is a convenient and user-friendly mobile credit card management tool. With its intuitive interface, you can easily navigate between your multiple credit cards, check balances, and make payments on the go. The app even allows you to set up automatic payments, ensuring you never miss a due date again.
Despite its ease of use, the app falls short in offering biometric login. As one user mentioned, having to look up passwords can be a hassle, especially when you're in a hurry. Additionally, the app's payment processing time has been criticized for being slow, with some users reporting waiting up to two weeks for payments to be processed. Nevertheless, the app's ability to simplify credit card management makes it a valuable tool for those looking to streamline their finances.
Download:
Application information:
| Downloads | 100,000+ |
| Features | Manage your account, view statements, make payments, set up alerts, and more from your mobile device. |
| Pros | Convenient and easy to use for managing Concora Credit accounts. |
| Cons | Limited functionality compared to website, occasional technical issues reported by some users. |
- Tags:
- Mobile account management
- Easy and convenient payments
- Real-time transaction tracking
12. HUE/First Savings Credit Card
Secure and easy sign in, Custom account alerts, 24/7 account access
Cost: Standard Version (Free)
Introducing the HUE/First Savings Credit Card app, the ultimate financial management tool that empowers you to take control of your finances with ease. With its intuitive interface and robust features, managing your credit card has never been simpler. Access your account anytime, anywhere, to view your balance, make payments, and track your spending. Plus, with real-time purchase notifications, you'll always stay on top of your transactions.
This app-based credit card goes above and beyond, offering personalized notifications and quick credit limit increases based on your responsible payment history. Its user-friendly design and responsive customer support ensure a hassle-free experience, leaving you confident in your financial decisions. Whether you're looking to rebuild your credit or simply manage your finances efficiently, the HUE/First Savings Credit Card app is your trusted companion.
Download:
Application information:
| Downloads | Over 150,000 |
| Features | Manage your account, make payments, view statements, activate cards, and set up account alerts. |
| Pros | Convenient account management with various useful features. |
| Cons | Limited information available publicly; specific details require further research or contacting the provider. |
- Tags:
- Secure account access
- Real-time account alerts
- Convenient payment options
13. First Digital Card Mobile App
Make payments, View transactions, Redeem rewards
Cost: Free Plan (Free), Paid Plan (Not available)
In today's digital age, First Digital Card Mobile App presents you with an innovative and convenient way to manage your credit card on the go. Despite encountering some challenges with its functionality, the app's promise of secure transactions and simplified account management offers a glimpse into the future of banking. With its user-friendly interface, you can easily access your account information, make payments, check available credit, and view transactions and statements anytime, anywhere.
While there may be areas where the app falls short, such as password issues and occasional technical glitches, the potential benefits it offers cannot be ignored. The ability to manage your credit card remotely, without the hassle of mailing or faxing documents, brings a new level of convenience to your financial life. Embrace the future of mobile banking with First Digital Card Mobile App and experience the convenience and security of managing your finances at your fingertips.
Download:
Application information:
| Downloads | 50,000+ |
| Features | Manage First Digital Card accounts, make payments, view transactions, check balances, and more. |
| Pros | Convenient, user-friendly, and offers quick access to account information. |
| Cons | Limited functionality compared to some competitors, occasional technical issues reported by users. |
- Tags:
- Easy account management
- Rewards tracking and redemption
- Transaction monitoring
14. Cardless
Real-time transaction alerts, Biometric security, Reward redemption
Cost: Cardless (Free) (Free), N/A (N/A)
Introducing Cardless, the revolutionary app that transforms your smartphone into a powerful credit card. With Cardless, you can ditch the hassle of carrying physical cards and enjoy the convenience of mobile payments.
Experience the ease and security of Cardless. Simply download the app, link your existing credit or debit accounts, and start making purchases with just a tap of your phone. No more fumbling with multiple cards or worrying about lost or stolen wallets. Cardless empowers you to manage your finances effortlessly, giving you peace of mind and the freedom to spend confidently.
Download:
Application information:
| Downloads | Over 10,000 |
| Features | Offers co-branded credit cards with rewards programs, digital card access, spending tracking, and no foreign transaction fees. |
| Pros | Easy application, strong rewards, digital convenience. |
| Cons | Limited brand partnerships, potential credit score impact, requires a smartphone. |
- Tags:
- Secure and transparent
- Easy credit card management
- Real-time notifications
15. Firstcard
Builds credit score, For non-US citizens, No SSN required
Cost: Firstcard Secured Credit Builder (Free to Download), Firstcard Credit Builder Subscription ($14.99 per month)
Firstcard is a mobile app based credit card designed for users who want to build their credit history. It is a secured credit card, meaning that users must deposit a security deposit in order to open an account. This makes it a good option for people with bad or no credit, as it can help them establish a positive payment history and improve their credit score.
Firstcard offers a number of features that make it a great choice for users, including:
- No overspending: Firstcard's 0% APR and no overdraft fees mean that users can't spend more money than they have available. This helps them avoid debt and build their credit responsibly.
- Cashback rewards: Firstcard offers cashback rewards on purchases, making it a great way to save money while building credit.
- Easy-to-use app: Firstcard's mobile app makes it easy to manage your account, track your spending, and redeem your rewards.
Download:
Application information:
| Downloads | Over 5,000 |
| Features | Secured credit card designed to help build or rebuild credit, offering tools for tracking progress and managing finances. |
| Pros | Easy approval, helps build credit, low security deposit. |
| Cons | High annual fee, limited rewards program, requires a security deposit. |
- Tags:
- Credit Building
- No SSN required
- Cash Back Rewards