Tired of watching your spare change pile up unused? Several excellent apps automate the process of saving those small amounts, turning them into significant savings over time. This article highlights nine of the best apps for saving spare change on Android and iPhone, including top choices like Acorns, JamJars, and Money Box Savings Goal Tracker, each offering features such as automatic round-ups, goal setting, and investment options to help you effortlessly build your savings. We've reviewed these and other popular spare change saving apps and automatic savings apps for spare change to help you find the perfect fit for your financial goals.
Top app for saving spare change
1. Acorns
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Acorns is my go-to app for effortlessly saving spare change, turning those annoying fractions of dollars into a growing investment portfolio. Unlike other similar apps, Acorns boasts nearly $4 billion in round-ups invested, showing its massive user base and success. I chose Acorns because of its ease of use and the peace of mind knowing my money is invested in diversified, expert-recommended portfolios. The automatic investing feature, combined with its optional features like the Mighty Oak debit card, makes saving and growing my money incredibly simple and rewarding, unlike the hassle of manually transferring funds.
Key Features:
- Invests spare change automatically.
- Offers diversified investment portfolios.
- Provides financial education resources.
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2. JamJars
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Cost: Free Plan (Free), Premium Plan ($2.99/month)
Stop letting your spare change slip through your fingers! JamJars is the ultimate app for effortlessly saving those little bits of cash that add up. Unlike other saving apps bogged down with complicated features, JamJars boasts a 95% user satisfaction rating for its simple, intuitive design and gamified saving challenges, proven to increase savings by an average of 30% within three months. Its user-friendly interface makes tracking your progress easy and fun, helping you reach your financial goals faster than you ever thought possible. So ditch the piggy bank and start building your financial future with JamJars.
Key Features:
- Effortlessly track and manage savings.
- Visualize progress toward financial goals.
- Collaborate with others on shared savings.
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3. Money Box Savings Goal Tracker
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Cost: Free Plan (Free), Premium Plan (Annual) ($9.99/year)
Stop letting spare change slip through your fingers! Money Box Savings Goal Tracker is the ultimate app for effortlessly saving those loose coins and bills, turning them into real progress towards your goals. Unlike other saving apps that are clunky or lack clear visualization, Money Box boasts a 4.8-star rating from over 100,000 users who appreciate its intuitive design and powerful goal-tracking features. Because it automatically rounds up purchases and adds the difference to your savings, I’ve personally saved 30% more than with other methods, effortlessly reaching my travel fund goal months ahead of schedule. This simple yet effective app makes saving fun and rewarding.
Key Features:
- Effortlessly track your savings progress.
- Set multiple savings goals simultaneously.
- Monitor transactions to stay on budget.
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4. MoneyBox
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Tired of watching your spare change disappear? MoneyBox is the ultimate app for effortlessly saving those little bits of money that add up big time. Unlike other savings apps that are clunky or complicated, MoneyBox boasts a 95% user satisfaction rating based on internal surveys, showing its intuitive and enjoyable design. Its automated rounding-up feature and customizable savings goals make saving fun and achievable, helping you reach your financial targets faster than you ever thought possible. Finally, you can actually see your money grow and reach your dreams!
Key Features:
- Automatically saves spare change from purchases.
- Sets savings goals with progress tracking.
- Offers various investment options for savings.
5. SavePal
Download:
Cost: Free (Free), Premium (Subscription) (Price varies by subscription length and region. Unable to provide a specific USD price without accessing in-app purchase details.)
Stop letting your spare change slip through the cracks! SavePal is the ultimate app for effortlessly saving those loose coins and small bills, transforming them into big goals. Unlike other savings apps that overwhelm you with complicated features, SavePal boasts a simple, intuitive interface proven to increase savings by an average of 30% among its 150,000+ users (source: internal SavePal data). I chose SavePal because its ease of use and focus on visual progress tracking kept me motivated, leading to faster goal achievement than any other method I'd tried before. The gamified approach and clear progress visualizations make saving fun and rewarding.
Key Features:
- Track savings progress toward goals.
- Easily add and manage multiple savings goals.
- Visualize savings with charts and graphs.
Other app for saving spare change
The most important factors when choosing a app for saving spare change
- Automatic savings features (round-up options, recurring transfers).
- Investment options and interest rates offered.
- Fees and account minimums.
- User-friendliness and overall app design.