Best of 11 apps for instant small loan on mobile Android, iPhone

In need of a quick cash advance? Consider using a mobile app that offers instant small loans. Brigit, Empower, and Klover are three popular options that can help you get the money you need fast.

App Logo Available On Reviews Downloads Features
1. Brigit Brigit Icon Android, iOS 4.8/5 6M+ Instant cash advance, Build credit, Save money
2. Empower Empower Icon Android, iOS 4.7/5 4M+ Instant cash advances, No credit score required, No interest or late fees
3. Klover Klover Icon Android, iOS 4.7/5 3M+ Cash advances up to $200, Zero late fees, credit checks, or interest
4. FloatMe FloatMe Icon Android, iOS 4.8/5 2M+ No credit checks, No interest, Fast cash advances
5. Beem Beem Icon Android, iOS 4.7/5 1M+ Withdraw verified bank deposits early, File Federal & State taxes
6. Credit Genie Credit Genie Icon Android, iOS 4.7/5 868K+ Cash advance up to $100, Overdraft alerts, Spending tracker
7. Instant Cash Advance Loan App Instant Cash Advance Loan App Icon Android 4.7/5 379K+ Fast and easy, Bad credit OK, Simple 3-step process
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1. Brigit

Brigit Icon

Instant cash advance, Build credit, Save money


Cost: Brigit Basic (Free), Brigit Plus ($9.99/month)

Introducing Brigit, the popular mobile app that offers instant cash advances, credit building tools, and money-saving features. With over 5 million downloads, Brigit empowers users to take control of their finances and achieve financial well-being.

Despite some mixed reviews, Brigit stands out for its user-friendly interface and commitment to helping users build their credit. The app's credit builder feature has been praised for its effectiveness, though some users have expressed concerns about the recent price increase. Additionally, Brigit's automatic deposit feature has been reported to be inconsistent, and some users have encountered issues with repayment processing times. However, Brigit remains a valuable tool for those seeking small-dollar loans and a way to improve their credit scores.

Download:

Android iOS

Brigit - Instant cash advance, Build credit, Save money
  • Tags:
  • Instant Cash Advance
  • Credit Building
  • Save Money

Application information:

Downloads 5,819,280
Features Brigit offers instant cash advances of up to $250, credit building tools, budgeting assistance, and money-saving features.
Pros No credit checks, fast and easy application process, helps users build credit and save money.
Cons Relatively small advance amounts, requires regular income and bank account, may charge fees for certain services.

✨ Read more: app for debit credit

2. Empower

Empower Icon

Instant cash advances, No credit score required, No interest or late fees


Cost: Free (0.00), Empower Plus (8.99)

Introducing Empower, the revolutionary app that empowers you with instant access to small loans and a host of financial tools. Trusted by over 3 million users, Empower stands out with its unique combination of features designed to help you achieve financial freedom.

With Empower, you can get an advance of up to $750 instantly, without any credit checks or hidden fees. The app's innovative Credit Builder feature helps you establish and improve your credit score over time, while the optional Savings Account allows you to save money effortlessly. Plus, Empower's user-friendly interface and excellent customer support make it a breeze to manage your finances on the go.

Download:

Android iOS

Empower - Instant cash advances, No credit score required, No interest or late fees
  • Tags:
  • Instant cash advances
  • No Credit Checks
  • No interest or late fees

Application information:

Downloads 3,674,054
Features Empower offers instant advances, credit building tools, credit score tracking, and money-saving features.
Pros Quick access to funds, potential to improve credit score, easy-to-use interface.
Cons High fees for advances, credit-building feature requires a monthly subscription, limited customer support options.

✨ Read more: app for business loan

3. Klover

Klover Icon

Cash advances up to $200, Zero late fees, credit checks, or interest


Cost: Free, Klover+ (9.99)

Klover is an instant small loan app that stands out from its competitors. With its innovative approach, Klover allows users to earn points by playing games they enjoy, completing surveys, or scanning receipts. These points can then be redeemed for cash advances, making it a unique and engaging way to access quick financial assistance.

Despite its initial appeal, Klover has received mixed reviews from users. Some appreciate its gamified approach and the ability to earn points without incurring additional fees. However, others have expressed concerns about the high fees associated with taking out advances and the sometimes unreliable point-earning system. Despite these drawbacks, Klover remains a popular choice for users seeking small, instant loans, with many positive testimonials highlighting its ease of use and speedy cash disbursement.

Download:

Android iOS

Klover - Cash advances up to $200, Zero late fees, credit checks, or interest
  • Tags:
  • No late fees
  • No Credit Checks
  • No interest charges

Application information:

Downloads 2,809,268
Features Get up to $100 cash advance, no credit check, no interest, no hidden fees, build credit score, get paid early with Boost, get discounts with Perks.
Pros No credit check, no interest, no hidden fees, build credit score, get paid early, get discounts.
Cons Small loan amounts, high fees for additional advances, may not be available in all states.

4. FloatMe

FloatMe Icon

No credit checks, No interest, Fast cash advances


Cost: Free (0.00), FloatMe Unlimited (19.99)

FloatMe is a mobile app that offers instant small loans, providing a quick and convenient way to get cash when you need it most. With FloatMe, you can borrow up to $20 with no credit check and no interest, making it a great option for unexpected expenses or emergencies. The app is easy to use and secure, and it takes just minutes to get started.

Once you've created an account with FloatMe, you can request a loan anytime, anywhere. The app uses your credit rating and payback history to determine your eligibility, and if approved, you'll receive your funds instantly. You'll have two weeks to repay your loan, and there's a small monthly subscription fee. FloatMe is a great option for anyone who needs a little extra cash to get by, and it's one of the most popular cash advance apps on the market.

Download:

Android iOS

FloatMe - No credit checks, No interest, Fast cash advances
  • Tags:
  • Fast cash advances
  • No Credit Checks
  • No interest

Application information:

Downloads 2,151,908
Features FloatMe offers fast cash advances, money management tools, and savings features.
Pros Quick and easy cash advances, helpful money management tools, and potential to save money.
Cons High fees, potential impact on credit score, and limited loan amounts.

5. Beem

Beem Icon

Withdraw verified bank deposits early, File Federal & State taxes


Cost: Free (0.00), Premium (4.99)

Beem is a mobile app that provides instant small loans to users. It's easy to use and has a quick approval process. You can get approved for a loan of up to $20 and withdraw the funds instantly for a small fee. The app is popular among users who need a quick and easy way to get cash for emergencies.

One of the best features of Beem is that it doesn't require a credit check. This makes it a great option for people with bad credit or no credit history. The app also has a low interest rate and flexible repayment terms. You can repay your loan early without any penalty fees.

Download:

Android iOS

Beem - Withdraw verified bank deposits early, File Federal & State taxes
  • Tags:
  • Early bank deposit access
  • Job loss protection
  • Tax filing and maximization

Application information:

Downloads 1,103,457
Features Beem offers a quick and easy way to get cash for emergencies, file taxes, and more.
Pros Beem is a convenient and affordable way to get financial assistance.
Cons Beem may not be available in all areas and may have some fees associated with its services.

6. Credit Genie

Credit Genie Icon

Cash advance up to $100, Overdraft alerts, Spending tracker


Cost: Free ($0/month), Premium ($4.99/month)

Credit Genie is an instant small loan app that provides fast and convenient access to cash when you need it most. It's perfect for unexpected expenses or emergencies, and it's easy to use right on your mobile phone. With Credit Genie, you can get approved for a loan in minutes and have the money in your account within the same day.

One of the things that sets Credit Genie apart from other loan apps is its flexibility. You can choose how much you want to borrow, from $20 to $1,000. And there are no hidden fees or charges. The app is also secure, so you can rest assured that your personal information is safe. While the instant cash advance feature comes with a $11.99 fee, users have praised the app's reliability in processing payments and providing loans even to those with less than perfect credit. The lack of phone or chat support and occasional app crashes have been noted as areas for improvement.

Download:

Android iOS

Credit Genie - Cash advance up to $100, Overdraft alerts, Spending tracker
  • Tags:
  • Instant Cash Advance
  • No Credit Check Loans
  • Overdraft Protection

Application information:

Downloads 868277
Features Same-day Cash Advance, Budgeting & Expense Manager
Pros Get cash advance, budgeting tools, and expense tracking in one app
Cons May have high fees, not available in all states

7. Instant Cash Advance Loan App

Instant Cash Advance Loan App Icon

Fast and easy, Bad credit OK, Simple 3-step process


Cost: Free, Premium (9.99)

Introducing Instant Cash Advance Loan App, the revolutionary mobile solution for your urgent financial needs! This app has earned widespread acclaim for its lightning-fast and hassle-free loan application process. Its user-friendly interface and streamlined approval system make it a breeze to secure the funds you need, whenever you need them.

Beyond its speed and convenience, Instant Cash Advance Loan App stands out for its exceptional flexibility. Whether you're facing an unexpected bill or a sudden emergency, the app offers tailored loan options that cater to your specific requirements. Its commitment to inclusivity means that even those with less-than-perfect credit can qualify for a loan. Moreover, the app's generous loan limits and same-day funding ensure that you have access to the cash you need, when you need it most.

Download:

Android

Instant Cash Advance Loan App - Fast and easy, Bad credit OK, Simple 3-step process
  • Tags:
  • Fast and Easy Loans
  • Bad Credit OK
  • 3 Simple Steps

Application information:

Downloads 379274
Features Get fast cash advances of up to $1000 with our secure and reliable loan app.
Pros Fast and easy application process, no credit check required, and flexible repayment options.
Cons High interest rates and fees, short repayment terms, and potential impact on credit score if not repaid on time.

8. Borrow Money App

Borrow Money App Icon

Instant cash loans, No credit checks, Easy online application


Cost: Borrow Money App - Get Cash Advance (Free), Borrow Money App - Payday Loans ($4.99)

Borrow Money App is an instant small loan app that connects you with lenders who can provide you with a payday loan even if you have bad credit. The app is easy to use and can get you the money you need quickly.

Despite some initial concerns about spam, many users have found Borrow Money App to be a helpful resource for getting a small loan when they need it. The app has been downloaded over 270,000 times and has a 4.5-star rating on the Google Play Store. Users appreciate the app's ease of use, quick approval process, and ability to get a loan even with bad credit.

Download:

Android iOS

Borrow Money App - Instant cash loans, No credit checks, Easy online application
  • Tags:
  • Instant cash loans
  • No Credit Check
  • Easy application process

Application information:

Downloads 271586
Features Borrow Money App helps you to borrow money easily and quickly.
Pros Fast and convenient way to borrow money.
Cons High interest rates, short loan terms.

9. Borrow Cash

Borrow Cash Icon

Quick and easy, Instant approval, Flexible repayment


Cost: Free, Premium (9.99)

Introducing the Borrow Cash app - your go-to solution for instant financial assistance! With an impressive track record of over 226,000 downloads, Borrow Cash stands out as a trusted and reliable lending platform. Its user-friendly interface and streamlined application process make it a breeze to access funds when you need them most.

This app truly shines with its fast loan approvals and transparent loan terms. The user-friendly interface guides you effortlessly through the application, providing instant access to the funds you need. Whether you're facing an unexpected expense or simply need a financial boost, Borrow Cash has got you covered. Get your loan approved in minutes and experience the convenience of hassle-free borrowing today!

Download:

Android iOS

Borrow Cash - Quick and easy, Instant approval, Flexible repayment
  • Tags:
  • Fast and easy
  • Convenient and Affordable
  • Get Extra Money

Application information:

Downloads 226971
Features Borrow Cash is a mobile loan app that offers instant loans with fast approval.
Pros Easy to use, fast approval, no hidden fees
Cons High interest rates, short loan terms, may not be available in all areas

10. No Credit Check Loans Cash

No Credit Check Loans Cash Icon

No credit check, Fast approval, Easy application


Cost: No Credit Check Loans Cash app (Free), No Credit Check Loans Cash app Pro ($4.99)

Introducing the No Credit Check Loans Cash app, your go-to solution for instant financial assistance without the hassle of a credit check. With an intuitive user interface that has received rave reviews, our app makes it effortless to request a cash loan and get approved in minutes.

Loan Cash app is designed to meet your immediate financial needs, offering flexible loan options and quick approvals. No matter your credit history, our app provides a quick and easy way to access the funds you need, making it perfect for those short-term emergencies or unexpected expenses. Our responsive customer support team is always ready to assist you, ensuring a seamless and hassle-free borrowing experience.

Download:

Android iOS

No Credit Check Loans Cash - No credit check, Fast approval, Easy application
  • Tags:
  • Quick and Easy Approval
  • No Credit Check Required
  • Flexible Loan Terms

Application information:

Downloads 216978
Features Borrow up to $10,000 with no credit check or hard inquiry. Get approved in minutes and receive your money instantly.
Pros Easy approval and fast funding.
Cons Interest rates may be high and loan amounts may be limited for first-time borrowers.

11. Prosper

Prosper Icon

Quick loan estimation, Next-day funding, Easy loan application


Cost: Prosper Personal Loan (Free), Prosper Plus ($9.95/month)

Prosper: Your Gateway to Quick and Convenient Personal Loans

Unleash the power of Prosper, the revolutionary mobile app that transforms personal lending into a breeze. With Prosper, you can bid farewell to lengthy application processes and embrace instant access to small loans. Its user-friendly interface and streamlined approval process empower you to secure funding in under 72 hours, revolutionizing your financial freedom. Experience the ease of applying from the comfort of your mobile phone, knowing that your financial needs are just a tap away.

Despite a few minor drawbacks, such as the lack of an autopay option within the app, Prosper's exceptional customer service and its proven ability to assist borrowers in building their credit scores make it an outstanding choice. Its popularity is a testament to its effectiveness, with countless satisfied users praising its simplicity, efficiency, and transformative impact on their financial well-being.

Download:

Android iOS

Prosper - Quick loan estimation, Next-day funding, Easy loan application
  • Tags:
  • Fast and easy application
  • Competitive interest rates
  • Fixed rate personal loans

Application information:

Downloads 148744
Features Borrow up to $40,000 with no prepayment penalties, origination fees, late fees, or annual fees.
Pros Low interest rates, fixed terms, no hidden fees
Cons May not be able to borrow as much as you need, may have to pay an origination fee, may have to make a large down payment